fundivi Expands Small Business Access To Capital Through Hybrid Lending Model

Sep 10, 2026

fundivi combines direct in-house lending with a vetted partner network and cash-flow-based underwriting to widen approval options for small and mid-sized businesses nationwide.

Brooklyn, New York, United States, September 10, 2026 -- fundivi, a Brooklyn, New York-based business funding platform, is expanding small business access to capital through a hybrid lending model that pairs direct in-house financing with a vetted network of funding partners. The approach allows business owners to submit a single application and be considered across multiple funding paths, widening the range of financing outcomes available to them.

Under the hybrid structure, fundivi extends capital directly from its own balance sheet while simultaneously routing applications through its partner network when a better fit exists elsewhere. Funding amounts range from $10,000 to $5,000,000 across nine distinct loan and financing products, with same-day wire capability available to approved applicants. The company serves business owners in all 50 states.

fundivi's underwriting process weighs operational cash flow and bank activity ahead of personal credit scores, reflecting an emphasis on how a business is actually performing rather than an owner's individual credit history alone. To support that process, the company built a browser-based underwriting engine that lets business owners view likely qualification outcomes without a bureau pull or stored personal data. A companion funding product matcher then pairs the business's profile with the financing products best suited to its needs, giving owners visibility into their options before they formally apply.

fundivi's platform and underwriting approach have been reviewed by Business Loans IQ, an independent resource that evaluates business funding platforms for owners researching financing options. The company points to that outside review as part of its effort to give business owners transparent, third-party information alongside its own tools.

"Our hybrid funding model and transparent underwriting tools are built to give business owners fast, reliable answers and capital without unnecessary obstacles," said Steven Kay of fundivi. "We designed the underwriting engine and product matcher so an owner can see where they stand before committing to a full application."

Beyond its lending tools, fundivi maintains a library of resources and guides intended to help business owners understand the financing landscape and prepare documentation ahead of applying, along with a loan cost calculator that lays out the true cost of a given funding product. The company positions these resources as part of a broader effort to help owners make informed financing decisions rather than treating the application process as a black box.

About fundivi

fundivi is a New York-based business funding platform dedicated to providing business owners with fast, flexible access to commercial capital. Through a hybrid model that blends direct lending with a vetted network of funding partners, fundivi delivers decisions in hours and same-day funding from $10,000 to $5,000,000 across nine loan products nationwide. The company supports borrowers with transparent digital tools, including a browser-based underwriting engine and product matching technology designed to clarify commercial financing.

About the company: fundivi is a business funding platform that gives business owners fast, flexible access to capital, with same-day funding available across a wide range of loan and funding products. Through its hybrid funding model, fundivi combines direct lending with a broad network of funding partners, giving business owners more ways to qualify and get approved. The platform's streamlined application process is designed to get business owners from inquiry to funding as quickly as possible, backed by tools like a proprietary underwriting engine, a loan product matching tool that pairs businesses with the right financing option, and a loan cost calculator that brings clarity to the true cost of funding. Beyond the tools, fundivi offers a library of resources and guides to help business owners better understand the financing landscape and prepare for the funding process, making it easier to make informed, confident decisions about their business's financial future. fundivi is also one of the best rated funding platforms by businessloansiq.com

Contact Info:
Name: Steven Kay
Email: Send Email
Organization: fundivi
Address: 2433 Knapp Street. Brooklyn, NY 11235
Website: https://www.fundivi.com

Release ID: 89202913

In the event of detecting errors, concerns, or irregularities in the content shared in this press release that require attention or if there is a need for a press release takedown, we kindly request that you inform us promptly by contacting [email protected] (it is important to note that this email is the authorized channel for such matters, sending multiple emails to multiple addresses does not necessarily help expedite your request). Our dedicated team will promptly address your feedback within 8 hours and take necessary actions to resolve any identified issues diligently or guide you through the removal process. Providing accurate and dependable information is our utmost priority.

More News

Oct 27, 2026

Your horoscopes for love and relationships for Oct. 26-31, 2026

Love readings for this week for every astro sign!

Oct 27, 2026

How Michael V. finds room to play on TV

Now celebrating its 31st anniversary with a special dubbed “TrenDta’y Uno,” “Bubble Gang” continues to see push the boundaries of comedy

Oct 27, 2026

Body and soul, between heaven and earth

All Souls’ Day could possibly be more than its traditional concept. We hope that we touch the people we cherish through prayer — somewhere far away. And we visit them where they have left their bodies. We bring flowers to where their bodies rest. And in silence and gratitude, we pause while reminiscing about our shared memories. Two in one But what if the body is in the soul and yet the soul is inside the body? You see, those who have had near-death experiences, those very souls who have stood between the heavenly and earthly realms, tell us it is so. Those who were in life-and-death situations leave their bodies and yet feel they are more embodied than ever. They are overcome with a lightness of being, moving at a speed that is faster than light. They have a glimpse of pure freedom and joy. They see the hospital room and their bodies from above and feel no pain. They are given an instant sense of clarity that their body was living inside a much larger field. And at the same time, they feel their soul was always inside their body — tucked into every breath. A relative who survived a near-fatal heart attack told me, “I was not inside my body. My body was inside me.” A contradiction, perhaps. But it was his truth. Our soul is inside the body. That is why a cut can make you feel bad and why sickness can cause one to feel helpless. This is also the reason why a hand held in yours is not only comforting to the touch but also stirs something much deeper inside of you. It is love, something unseen that touches the spirit. And your body is inside your soul. This is why, when you love someone, you feel larger than life. And why, when you grieve, you do not seem to fit inside your body of skin. It is clear that body and soul are interconnected. Beyond walking There are two kinds of walking. Walking with the body — muscle, heart, bone. You count your strides and sweat all the way up to 3,000 steps. The body needs to be trained to endure in order to get stronger. And there is walking with the soul — when you walk long enough that your mind becomes still, unmuddled by everyday stress. Your feet find a familiar rhythm. Your breath deepens. This is when your soul catches up and walks with you. You see, the first walk burns calories, while the second walk burns the illusion that you are alone. People who return from the threshold are made to go back. Their mission isn’t over. They never talk about it as a dimension that is far away. They know it as some place close by. It is the very breath inside you — and you inside the breath. On All Souls’ Day, try to walk both walks. Walk with your body to the cemetery. And keep walking with your soul. Walk until you feel that you have never left your dearly departed loved ones. Nor have they left you. You are still inside their love. And they are still inside you. Between here and the hereafter, there is not a wall. There is a path. And we are all walking it — body and soul. Affirmation: “Heaven is within me.” Luke 17:21, KJV: “The kingdom of God is within you.” Love and light.

Oct 27, 2026

UK hydration brand enters Asia through Philippine market

UK hydration brand Vidrate has entered the Asian market through the Philippines, marking its first expansion into the region in partnership with CTC Group Philippines. The launch was celebrated at “Get Vidrated,” an event held at the Pool House of Grand Hyatt Manila that featured yoga, sound healing, recovery stations and product demonstrations. Sarah Hulton, British Ambassador to the Philippines and Palau, attended the event and highlighted the United Kingdom’s strengths in health, science and consumer-product innovation. She noted that British businesses and entrepreneurs are developing products that help people lead healthier, more active lives. Hulton described Vidrate’s Philippine launch as an example of British innovation meeting Philippine entrepreneurship and market expertise. She also underscored the growing commercial relationship between the two countries and encouraged local retailers, distributors, wellness advocates and fitness businesses to explore opportunities with the brand. Founded by Nick Hird and Rob Bennett, Vidrate produces powdered hydration products in sachets that combine flavor, electrolytes, fiber and added vitamins. Its Everyday Hydration range contains zero sugar, natural ingredients and added vitamins C and B12. The company was ranked 28th nationally in “The Sunday Times 100” 2026, which recognizes the United Kingdom’s fastest-growing private companies. Its entry into the Philippines marks a step in its international expansion, with co-founder Hird looking to introduce the brand’s everyday hydration products to consumers in new markets. For CTC Group Philippines, the launch reflects its work in helping international brands establish a presence in the local market. The international business group operates in 12 countries, with a strong focus on life sciences, and supports companies through market expertise, regulatory awareness, strategic partnerships and local execution. CTC Group said it prioritizes responsible commercialization by assessing scientific evidence, substantiating product claims and complying with Philippine Food and Drug Administration requirements and other applicable regulatory standards. The company also considers whether products address relevant consumer and community needs, beyond their commercial potential. As the group continues to work with international companies across its network, its stated focus remains on connecting global innovation with local markets through scientific credibility, regulatory responsibility and strategic brand development.

Oct 27, 2026

Pentagon is coming to Manila for November concert

Pentagon is coming to Manila on November 29 as part of their 10th anniversary tour, "101010."

Oct 27, 2026

Who is the lyricist behind the song that inspired The Weeknd’s ‘Hong Kong’?

On the first night of his “After Hours Til Dawn Tour” at Kai Tak Stadium on October 24, Abel Tesfaye, professionally known as The Weeknd, debuted a brand new track titled “Hong Kong”. The track heavily sampled pop diva Faye Wong’s original Cantonese vocals from the song “Seasonal Wind” (also known as “Monsoon”), seamlessly blending her melody with his signature R&B style. The surprise debut was met with thunderous applause and set social media ablaze. But what is the deeper social significance...

Oct 27, 2026

Students to compete in first national dance talent contest

A total of 188 students will take part in the first National Student Dance Talent Competition 2026, organised by the Ministry of Culture, Sports and Tourism from November 3 to 12.

Oct 27, 2026

What is creatine? Health benefits of a supplement experts recommend for almost anyone

By Deborah Vankin My boyfriend turned 50 this year. He didn’t buy an expensive sports car. Or quit his job and form a garage band. He started taking creatine. “What is that, exactly?” I asked. “Oh, one of those things everyone takes after 50,” he said. Or 30. Or 80, as it turns out. My 84-year-old mother called the other day: “What’s, um, cree-ah-teen?” she asked. “Oh, and what’s some new popular music I should be listening to?” (She stays on top of the trends.) Creatine seems to be everywhere...

Oct 27, 2026

Ruffa Gutierrez shares why relationship with Herbert Bautista did not work

Ruffa Gutierrez opened up on her breakup with Herbert Bautista.

Oct 27, 2026

Carving a moment of calm

Tourists and locals are discovering the art of traditional woodcarving at Hà Nội’s Temple of Literature, where a hands-on workshop offers a chance to slow down, sharpen their focus and explore Việt Nam’s rich cultural heritage.

Oct 27, 2026

Việt Nam promotes hot spring tourism at Algerian forum

Ambassador Vũ Duy Long said Việt Nam has developed natural hot springs and coastal areas into integrated complexes combining resorts, therapy services, hotels and real estate. This approach helps turn natural hot springs into year-round attractions and reduce the seasonal nature of tourism.

Oct 27, 2026

We Are Born Good review: Chung Suet-ying, Yeung Wai-lun have beef in dark comedy drama

3.5/5 stars It is a deliciously metafictional irony that the vendetta in We Are Born Good ignites because a protagonist refuses to eat beef. Playing like a gentler Hong Kong reimagination of the Netflix series Beef, the film charts how a petty argument between two strangers spirals into a life-altering feud. Beyond this shared premise, audiences will find an entertaining and almost cathartic comedy of errors, trading the race and class hostilities of its American counterpart for an intimately...